The Perfect Choice Debt Counselling (previously known as Van der Hoff DC) provides a high quality service to over-indebted clients since January 2010. Our mission is to serve our clients with integrity, fairness, respect, honesty, accountability, disclosure and confidentiality. We are registered with the National Credit Act (NCR). We can help deal with your debt problems and offer our services to assist you to get your life back on track. We are here to give you free advice regarding your debts and help you resolve them with a minimum fuss. Our goal is to develop a repayment plan which is affordable to you as well as acceptable to all your credit providers.
Purpose of Debt Counselling:
Benefits of Debt Counselling:
Purpose of Debt Counselling:
- To assist over-indebted consumers, and to advise and protect consumers against reckless lending by credit providers, often resulting in legal action being instituted against credit providers to have the applicable credit agreement suspended or set-aside
- The debt counsellor acts as a negotiator between the over-indebted consumer and credit providers
- To be DEBT-FREE for a fixed period of time
Benefits of Debt Counselling:
- Pay only one affordable monthly instalment
- Have sufficient funds for living expenses
- Credit providers must communicate with us, not you
- If not already listed, the NCA protects you from being blacklisted
- Instalments amounts being reduced
- Repayment period get extended
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